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New Construction

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From infill to spec homes, lot acquisition financing, and extended loan terms, we have them covered!

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New Construction

Loans for real estate investors building 1-5 properties at a time

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8%-10%

Interest Rates

Up to 100%

Construction Budget

Up to 70%

Land Cost

12 Months standard with 18 months option

Term

1-19 Units

Property Types

650

Minimum Fico

$100K-$2M

Loan Size

About the New Construction Loan Program

Terms based on experience, fico and liquidity

  • Rates Starting at 8%

  • Up to 90% of the Purchase 

  • Up to 100% of the Rehab

Max 90% LTC/75%ARV

  • Escrow interest charges as dispersed

  • 1-19 Units

  • 620 Minimum Fico Score

12-18 Month Terms

  • No Prepayment Penalty

  • Non-owner occupied

  • Loans from $75K to $2M

How does a Commercial loan work?

  • Loans for real estate investors building 1-5 properties at a time

  • Lot acquisition cost may be added to financing (build-ready condition)

  • Funding up to 100%  construction budget

  • Up to 70% of the Land cost

  • 100K minimum, Single-unit up to $1MM, multi-unit (2+) up to $2MM

  • 12 months term standard with 18 months option